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Bevill, Bresler & Schulman Asset Management Corp. v. Spencer Savings & Loan Ass'n

Citation: 878 F.2d 742Docket: Nos. 88-6020 to 88-6023

Court: Court of Appeals for the Third Circuit; June 30, 1989; Federal Appellate Court

Narrative Opinion Summary

This case involves a dispute over whether a Chapter 11 trustee can avoid pre-petition securities deliveries under repurchase agreements (repos) as preferential transfers. The trustee sought to recover securities or their proceeds from repo participants, arguing they were voidable under 11 U.S.C. §§ 547 and 548. However, repo participants contended that protections under sections 546(f) and 559 of the Bankruptcy Code shielded these transactions from avoidance. The district court initially sided with the trustee, interpreting 'settlement payment' narrowly and allowing for avoidance. The appellate court, however, reversed this decision, emphasizing a broader statutory interpretation aligned with congressional intent to protect the repo market's liquidity. The court found that 'settlement payment' should encompass the transfer of securities, not just monetary transactions, thus preventing the trustee from reclaiming transferred repos under sections 547 and 548. The decision underscores the legislative purpose of the 1984 Repo Amendments, which aimed to maintain market stability by exempting certain financial transactions from bankruptcy avoidance provisions. Consequently, the court directed a judgment in favor of the appellants, supporting the continued functionality and stability of repurchase agreements in the financial sector.

Legal Issues Addressed

Application of Repo Amendments in Bankruptcy Code

Application: The court concludes that the 1984 Repo Amendments ensure liquidity in repos by protecting repo transactions from avoidance actions.

Reasoning: The congressional purpose behind the 1984 Repo Amendments, aimed at ensuring liquidity in repurchase agreements, indicates that 'settlement payment' should include not only cash payments but also the transfer of purchased securities.

Avoidance of Transfers under Bankruptcy Code

Application: The court examines whether a Chapter 11 trustee can avoid pre-petition securities deliveries in repurchase agreements as preferential transfers.

Reasoning: The court, led by Circuit Judge Aldisert, examines whether a Chapter 11 bankruptcy trustee can avoid pre-petition securities deliveries in repurchase agreements (repos) as preferential transfers.

Legislative Intent in Financial Market Protections

Application: In assessing statutory interpretation, the court considers the legislative intent to protect the repo market from financial instability.

Reasoning: Notable legal authorities emphasize that judges should seek legislative intent beyond mere words, recognizing that meanings can shift based on context and purpose.

Protection of Repo Participants under Bankruptcy Code

Application: The court determines that sections 546(f) and 559 of the Bankruptcy Code prevent the trustee from recovering securities from repo participants.

Reasoning: The appeals arise from two certified questions regarding the interpretation of the Bankruptcy Amendments and Federal Judgeship Act of 1984, specifically whether sections 546(f) and 559 of the Bankruptcy Code prevent the trustee from recovering securities or their proceeds from repo participants.

Statutory Interpretation of 'Settlement Payment'

Application: The court interprets 'settlement payment' in the context of repo transactions, deciding it includes the transfer of securities beyond the monetary transaction.

Reasoning: The critical issue is whether AMC’s pre-petition transfer of securities qualifies as a 'settlement payment' as defined by Congress.