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McCoy v. Rosemont Auto Title Loans (In re McCoy)

Citation: 219 F. App'x 326Docket: No. 06-2141

Court: Court of Appeals for the Fourth Circuit; February 26, 2007; Federal Appellate Court

Narrative Opinion Summary

Sheila Ollisa McCoy appeals the district court’s decisions regarding (1) the bankruptcy court’s denial of her motion to avoid the Appellee's interest in her vehicle under 11 U.S.C. § 522(f) and (2) her motion for reconsideration. The appellate court reviewed the record and found no reversible error, affirming the district court's ruling for the reasons it provided. The case referenced is McCoy v. Rosemont Auto Title Loans, No. 2:06-cv-00344-JBF (E.D.Va. Oct. 5, 2006). The court decided against oral argument, concluding that the existing materials sufficiently addressed the facts and legal issues. The ruling is affirmed.

Legal Issues Addressed

Appellate Review Standards

Application: The appellate court reviewed the record and found no reversible error, thus affirming the district court's ruling based on the reasons provided by the lower court.

Reasoning: The appellate court reviewed the record and found no reversible error, affirming the district court's ruling for the reasons it provided.

Avoidance of Lien under Bankruptcy Code Section 522(f)

Application: The bankruptcy court denied Sheila Ollisa McCoy's motion to avoid the Appellee's interest in her vehicle, affirming that the lien could not be avoided under the specified code section.

Reasoning: Sheila Ollisa McCoy appeals the district court’s decisions regarding (1) the bankruptcy court’s denial of her motion to avoid the Appellee's interest in her vehicle under 11 U.S.C. § 522(f)...

Decision Without Oral Argument

Application: The court decided against oral argument, concluding that the written submissions were sufficient to resolve the factual and legal issues presented in the case.

Reasoning: The court decided against oral argument, concluding that the existing materials sufficiently addressed the facts and legal issues.

Motion for Reconsideration in Bankruptcy Proceedings

Application: McCoy's motion for reconsideration was denied, and the appellate court found no reversible error in the district court's decision.

Reasoning: Sheila Ollisa McCoy appeals the district court’s decisions regarding... (2) her motion for reconsideration.