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In re DC Development, Inc.

Citations: 572 B.R. 171; 2017 Bankr. LEXIS 1581; 64 Bankr. Ct. Dec. (CRR) 69Docket: C/A No. 17-01279-DD

Court: United States Bankruptcy Court, D. South Carolina; June 8, 2017; Us Bankruptcy; United States Bankruptcy Court

Narrative Opinion Summary

In this case, the court addressed a motion to dismiss an involuntary bankruptcy petition filed by three creditors against DC Development, Inc. The creditors sought relief under 11 U.S.C. § 303, which necessitates either multiple creditors with undisputed claims or a single creditor with a substantial claim, assuming the debtor has fewer than twelve creditors. The court scrutinized the validity and enforceability of judgments against DC Development, ultimately finding that two of the judgments had expired under South Carolina's statute of repose, S.C. Code Ann. § 15-39-30. This statute extinguishes a judgment after ten years, thus creating a bona fide dispute. The creditors' attempts to invoke equitable tolling or estoppel to extend the judgment period were rejected, as statutes of repose are not typically subject to such tolling. The court also determined that DC Development has more than twelve creditors, disqualifying the singular remaining valid judgment from supporting the involuntary petition. Consequently, the motion to dismiss was granted, and the court allowed DC Development the option to seek costs or damages under 11 U.S.C. 303(i). The decision underscores the strict application of statutes of repose and the requirements for filing an involuntary bankruptcy petition.

Legal Issues Addressed

Bona Fide Dispute in Involuntary Bankruptcy

Application: The court found that the Bishop and McBride judgments were in bona fide dispute due to their expiration under South Carolina's statute, which precluded them from being used to support an involuntary petition.

Reasoning: Consequently, under South Carolina Code Section 15-39-30, DC Development's liability for the Bishop and McBride judgments is extinguished, precluding them from serving as a basis for an involuntary petition under 11 U.S.C. 303 due to the existence of a bona fide dispute.

Equitable Tolling and Estoppel in South Carolina

Application: The court rejected the Petitioning Creditors' argument for equitable tolling or estoppel to extend the life of their judgments, emphasizing that statutes of repose are not subject to tolling.

Reasoning: The Petitioning Creditors sought to apply equitable tolling or estoppel to extend their judgments' life despite being beyond the ten-year limit. However, since the statute in question is a statute of repose, which is typically absolute and not subject to tolling, applying equitable tolling would disrupt the economic balance established by the legislature.

Involuntary Bankruptcy Petition Requirements under 11 U.S.C. § 303

Application: The court analyzed whether the creditors met the criteria for an involuntary bankruptcy petition, focusing on the requirement of three or more entities with valid, undisputed claims, or one entity with a claim of at least $15,775 for debtors with fewer than twelve creditors.

Reasoning: The analysis addresses the criteria for an involuntary bankruptcy petition under 11 U.S.C. § 303, which requires either three or more entities with valid, undisputed claims or one entity with a claim of at least $15,775 for debtors with fewer than twelve creditors.

Judgment-Creditor Status and the Ten-Year Limitation

Application: The court concluded that the Petitioning Creditors lost their judgment-creditor status once the ten-year period expired, rendering them unable to initiate an involuntary bankruptcy petition.

Reasoning: The South Carolina Supreme Court has held that a creditor loses their judgment-creditor status once a judgment exceeds ten years.

Statute of Repose under South Carolina Law

Application: The statute of repose under South Carolina law, specifically S.C. Code Ann. § 15-39-30, was applied to extinguish judgments after ten years, which affected the eligibility of creditors to file an involuntary bankruptcy petition.

Reasoning: The determination of bona fide disputes also involves South Carolina's statute on judgment enforceability, specifically S.C. Code Ann. § 15-39-30, which allows executions on final judgments within ten years, functioning as a statute of repose that extinguishes a judgment after ten years.