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In re Schichtel

Citations: 556 B.R. 90; 2016 Bankr. LEXIS 3209; 63 Bankr. Ct. Dec. (CRR) 19; 2016 WL 4548096Docket: 12-10670 CLB

Court: United States Bankruptcy Court, W.D. New York; August 18, 2016; Us Bankruptcy; United States Bankruptcy Court

Narrative Opinion Summary

This case examines the determination of assets within a bankruptcy estate following the conversion of a joint Chapter 11 filing to Chapter 7. The debtors initially filed for Chapter 11 bankruptcy, and after one debtor's death, the surviving spouse initiated a wrongful death lawsuit. Following a conversion to Chapter 7, the surviving debtor amended schedules to include post-petition tax refunds and interests from the wrongful death action, claiming they were exempt from the bankruptcy estate. The Chapter 7 trustee objected, leading to a court hearing to resolve these objections and define the estate's property interests. The court ruled that the bankruptcy estate, under Section 541(a) of the Bankruptcy Code, includes assets acquired post-filing, such as wrongful death claims and pre-conversion tax refunds. The court denied the debtors' exemption claims for these tax refunds based on existing homestead exemptions. Exemptions for personal injury and wrongful death claims are permissible under New York law, subject to specific statutory limits. The trustee's objection to exemptions was upheld, and any further disputes regarding exemptions and asset allocations await the resolution of state court proceedings concerning tort liability. The decision emphasizes the comprehensive inclusion of post-petition assets in the bankruptcy estate, aligning with statutory provisions under federal bankruptcy law.

Legal Issues Addressed

Conversion from Chapter 11 to Chapter 7 and Estate Property

Application: The conversion from Chapter 11 to Chapter 7 does not alter the original filing date, maintaining that assets acquired during the Chapter 11 phase remain part of the estate.

Reasoning: Upon conversion from Chapter 11 to Chapter 7, § 348(a) maintains the original filing date for the case, and § 541(a)(7) ensures that property interests from Chapter 11 remain part of the Chapter 7 estate.

Exemptions for Personal Injury and Wrongful Death Claims

Application: Debtors can claim exemptions under New York law for personal injury and wrongful death claims, with specific limits on the amounts exemptible.

Reasoning: The bankruptcy estate includes the debtors' interests in any medical malpractice causes of action, but the debtors can claim exemptions under New York law as per 11 U.S.C. 522(b)(3) and New York Debtor and Creditor Law § 285.

Objections to Exemptions and State Court Proceedings

Application: Further objections to exemptions depend on the state court's determination of tort liability or additional party applications, pending factual determinations of damages.

Reasoning: Any further objections to exemptions await the state court's tort liability determination or additional applications from the parties.

Property of the Bankruptcy Estate under Section 541(a)

Application: The court determined that the bankruptcy estate includes all legal and equitable interests of the debtor as of the case commencement, as well as property acquired post-filing, under Section 541(a).

Reasoning: Under Section 541(a) of the Bankruptcy Code, the bankruptcy estate includes all legal or equitable interests of the debtor as of the case commencement.

Treatment of Tax Refunds in Bankruptcy

Application: The court denied exemptions for tax refunds during the Chapter 11 period, including the entire 2013 refund and part of the 2014 refund corresponding to the pre-conversion period.

Reasoning: The bankruptcy case, filed on March 7, 2012, and converted to Chapter 7 on October 22, 2014, includes the entire 2013 tax refund and only the portion of the 2014 refund allocated to the pre-conversion period.