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In re Ralph Roberts Realty, LLC

Citations: 487 B.R. 480; 68 Collier Bankr. Cas. 2d 1237; 2012 Bankr. LEXIS 4937; 2012 WL 5197969Docket: No. 12-53023

Court: United States Bankruptcy Court, E.D. Michigan; October 19, 2012; Us Bankruptcy; United States Bankruptcy Court

Narrative Opinion Summary

In this bankruptcy case, the Debtors sought confirmation of their Third Amended Plan, which was challenged by the Official Committee of Unsecured Creditors and the '2007 Creditors' due to its violation of the absolute priority rule. The Plan proposed to allow Ralph Roberts, an 80% equity holder of Realty LLC, to become the sole owner of the reorganized entity by waiving a significant pre-petition claim and contributing new value. However, the Plan failed to meet the requirements of 11 U.S.C. § 1129(b)(2)(B)(ii), as it provided Roberts with exclusive rights to acquire ownership, thereby violating the absolute priority rule that mandates unsecured creditors be paid in full or junior claim holders receive nothing. The Court referenced the Supreme Court's decision in Bank of America Nat’l Trust and Savs. Ass’n v. 203 North LaSalle St. P’ship, which criticized similar plans that restricted market competition and vested equity exclusively in old equity holders. As a result, the Court denied confirmation of the Plan and permitted the Debtors to file a new plan and disclosure statement within 14 days. The decision underscores the importance of adhering to statutory requirements and ensuring fair opportunities for all creditors in bankruptcy proceedings.

Legal Issues Addressed

Absolute Priority Rule in Bankruptcy

Application: The Court applied the absolute priority rule to deny confirmation of the Debtors' Plan, as it allowed a junior equity holder to receive ownership contrary to the rule.

Reasoning: The Court determined that the Plan violates the 'absolute priority rule,' which is a fundamental principle in bankruptcy law.

Confirmation of a Bankruptcy Plan under 11 U.S.C. § 1129(a) and (b)

Application: The Debtors sought confirmation of their Plan through a cramdown under § 1129(b) but failed due to non-compliance with the absolute priority rule.

Reasoning: Since not all impaired classes accepted the Plan, the Debtors could not confirm it under 11 U.S.C. § 1129(a). They sought confirmation on a cramdown basis under § 1129(b), but faced challenges related to the unsecured creditors' class.

Exclusivity and Market Competition in Bankruptcy Plans

Application: The Court found that the exclusivity given to a pre-bankruptcy equity holder to acquire new equity violated the absolute priority rule as it stifled market competition.

Reasoning: The exclusivity of this opportunity, which prevented market competition and scrutiny over the purchase price, was deemed a violation of the absolute priority rule.

Jurisdiction and Core Proceedings in Bankruptcy

Application: The Court confirmed its jurisdiction over the bankruptcy case, identifying it as a core proceeding under applicable statutes.

Reasoning: The Court confirmed its jurisdiction over the bankruptcy case under various statutes, noting that this matter qualifies as a core proceeding.

New Value Corollary in Bankruptcy

Application: The Debtors argued for the Plan's compliance with the fair and equitable requirement via the new value corollary, but the Court found the exclusive opportunity for an equity holder to be a violation.

Reasoning: The Debtors argue compliance with the 'fair and equitable' requirement through the 'new value corollary,' which permits junior claim holders to retain interests if they provide new capital necessary for reorganization.