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UNITED AUTOMOBILE INSURANCE COMPANY v. LAUDERHILL MEDICAL CENTER, LLC a/a/o ROBERT WHITE

Citation: Not availableDocket: 21-2308

Court: District Court of Appeal of Florida; November 8, 2022; Florida; State Appellate Court

Original Court Document: View Document

Narrative Opinion Summary

In the case concerning Lauderhill Medical Center and United Auto Insurance Company, the legal dispute revolved around the appropriate reimbursement schedule for services billed under CPT code 97039, provided to an insured individual following a motor vehicle accident. The medical provider claimed underpayment of Personal Injury Protection (PIP) benefits, arguing for reimbursement under the Medicare Part B fee schedule, which offers a higher rate than the workers' compensation fee schedule applied by the insurer. The trial court sided with the medical provider, citing the precedent from Allstate Fire & Casualty Insurance Co. v. Perez, which supports the use of Medicare Part B for such services, even when the CPT code lacks a set price. The insurer's argument that the service was not reimbursable under Medicare was rejected. On appeal, the appellate court conducted a de novo review, affirming the trial court's decision, emphasizing the statutory interpretation of section 627.736. The court held that the PIP statute permits reimbursement based on Medicare Part B when services are covered, even without a defined value. Consequently, the court maintained the ruling for reimbursement under Medicare Part B, affirming the trial court's judgment. The decision underscores the principle that the PIP statute should be liberally construed to favor the insured, with no additional requirements imposed beyond legislative intent. The appellate ruling is not final until any motions for rehearing are resolved.

Legal Issues Addressed

Interpretation of CPT Code Reimbursement

Application: The court affirmed that even if a CPT code lacks a set price, it may still be reimbursable under Medicare Part B, thereby influencing the reimbursement calculations under the PIP statute.

Reasoning: CPT code 97039 is permissible under Medicare Part B, which lacks a set price, and concluded that the reimbursement should therefore be 80% of 200% of the allowable amount under the Medicare fee schedule.

Precedential Application of Case Law

Application: The court applied the precedent from Allstate Fire & Casualty Insurance Co. v. Perez, affirming the Medicare Part B reimbursement for services associated with CPT code 97039.

Reasoning: The trial court's summary judgment referenced the case of Perez, which found that, despite a CPT code being unrecognized at the time of service, the underlying medical services were still covered under Medicare Part B.

Reimbursement under Personal Injury Protection (PIP) Statute

Application: The court held that the medical provider's reimbursement should be aligned with the Medicare Part B fee schedule rather than the workers' compensation schedule, based on the statutory provisions governing PIP.

Reasoning: The trial court ruled in favor of the medical provider, determining that reimbursement under the workers' compensation schedule was improper and that the service fell under Medicare Part B.

Statutory Interpretation of PIP Statute

Application: The court emphasized that the PIP statute must be interpreted based on its clear wording, ensuring each part is given effect, and avoiding interpretations that render parts meaningless.

Reasoning: Courts must interpret the PIP statute based on its clear wording, ensuring that every part of the statute is given effect and avoiding interpretations that render any part meaningless.