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Pfennig v. Household Credit Services, Inc.

Citation: 103 F. App'x 861Docket: No. 00-4213

Court: Court of Appeals for the Sixth Circuit; July 8, 2004; Federal Appellate Court

Narrative Opinion Summary

The Supreme Court has reversed the judgment from July 2, 2002, as reported in 295 F.3d 522. It determined that the interpretation of Regulation Z concerning Section 1605 is reasonable, as established in the case Household Credit Services, Inc. et al. v. Pfennig, 124 S.Ct. 1741, 158 L.Ed.2d 450 (2004). Consequently, the case is remanded to the United States District Court for the Southern District of Ohio, with directives to dismiss the complaint based on grounds consistent with the Supreme Court's opinion. The order is formally issued as stated.

Legal Issues Addressed

Interpretation of Regulation Z under Section 1605

Application: The Supreme Court found that the interpretation of Regulation Z concerning Section 1605 was reasonable.

Reasoning: It determined that the interpretation of Regulation Z concerning Section 1605 is reasonable, as established in the case Household Credit Services, Inc. et al. v. Pfennig, 124 S.Ct. 1741, 158 L.Ed.2d 450 (2004).

Remand and Dismissal Directive

Application: The case was remanded to the United States District Court for the Southern District of Ohio with instructions to dismiss the complaint in accordance with the Supreme Court's opinion.

Reasoning: Consequently, the case is remanded to the United States District Court for the Southern District of Ohio, with directives to dismiss the complaint based on grounds consistent with the Supreme Court's opinion.