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Truitt v. Metropolitan Mortgage Co.

Citations: 609 So. 2d 142; 1992 Fla. App. LEXIS 12100; 1992 WL 353123Docket: No. 92-0689

Court: District Court of Appeal of Florida; December 1, 1992; Florida; State Appellate Court

Narrative Opinion Summary

This case centers on an appeal by the plaintiff, Bessie Truitt, against the dismissal of her fraud complaint concerning residential mortgages obtained between 1982 and 1984. The trial court dismissed the complaint with prejudice, citing the statute of limitations. Truitt contended she was unaware of the fraud until 1988, when the Florida Department of Banking and Finance filed an administrative complaint against the defendant. The defendant argued that Truitt should have discovered the fraud when the mortgages were executed. The appellate court, however, found that Truitt's allegations of a fiduciary relationship and the defendant's failure to disclose adverse information could constitute fraudulent concealment, thereby tolling the statute of limitations. It was determined that the statute of limitations defense was inappropriately applied at the motion to dismiss stage, as the pertinent facts were not evident from the complaint itself. As a result, the appellate court reversed the trial court's decision and remanded the case for reinstatement of the complaint. Both judges concurred in the decision, dismissing any conflicting statements regarding inquiries about the tolling of the statute of limitations as irrelevant to the appeal's outcome.

Legal Issues Addressed

Pleading Requirements for Statute of Limitations Defense

Application: The appellate court held that the statute of limitations could only be raised in a motion to dismiss if the relevant facts were evident from the complaint itself, which was not the case here as Truitt claimed she was unaware of the fraud.

Reasoning: The appellate court stated that the statute of limitations could be raised in a motion to dismiss only if the pertinent facts were evident from the complaint's face.

Reversal and Remand for Reinstatement of Complaint

Application: The appellate court reversed the trial court's dismissal and remanded the case for reinstatement of the complaint due to the lack of evident facts supporting the statute of limitations defense.

Reasoning: Consequently, the appellate court reversed the trial court's dismissal and remanded the case for the reinstatement of the complaint.

Statute of Limitations and Fraudulent Concealment

Application: The appellate court found that the fraudulent concealment by the appellee could toll the statute of limitations, as the plaintiff alleged a fiduciary relationship and lack of disclosure of adverse information.

Reasoning: The appellate court disagreed, noting that Truitt alleged a fiduciary relationship with the appellee and that the appellee's failure to disclose adverse information amounted to fraudulent concealment, which would toll the statute of limitations.