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Concordia Bank & Trust Co. v. Webber

Citations: 548 So. 2d 61; 1989 La. App. LEXIS 1443; 1989 WL 78878Docket: No. 88-456

Court: Louisiana Court of Appeal; July 17, 1989; Louisiana; State Appellate Court

Narrative Opinion Summary

In this case, Concordia Bank and Trust Company initiated legal proceedings against the Clerk of Court for Concordia Parish and Three Rivers Supply, Inc., seeking a writ of mandamus to compel the removal of a judgment from a mortgage certificate. The trial court ruled in favor of Concordia, ordering the deletion of the judgment and affirming the precedence of Concordia’s mortgage. However, Three Rivers appealed the decision, arguing that the trial court erred in mandating the deletion of the judgment and recognizing the primacy of Concordia’s mortgage. Upon review, the appellate court found that Concordia's petition did not establish grounds for mandamus relief, as the relief sought involved discretionary actions rather than a clear ministerial duty. The court noted that Louisiana Civil Code Articles 3393 and 3394 outline the duties and liabilities of recorders, emphasizing that liability pertains to omissions, not erroneous inclusions. Consequently, the appellate court reversed the trial court's decision, dismissed Concordia’s suit, and ruled that the trial court improperly addressed the mortgage priority issue. The reversal underscores the limitations on mandamus relief and the discretionary role of recorders in preparing mortgage certificates.

Legal Issues Addressed

Liability of Recorders under La. C.C. art. 3394

Application: The liability of mortgage registrars and parish recorders is limited to omissions, and not for incorrectly including encumbrances, according to Louisiana Civil Code.

Reasoning: Louisiana Civil Code Article 3394 holds that mortgage registrars and parish recorders are liable for damages arising from omissions on mortgage certificates, but it does not address liabilities for incorrectly including encumbrances.

Mandamus Relief Requirements

Application: The court determined that Concordia Bank's request for a writ of mandamus was inappropriate because it sought to dictate the discretionary content of a mortgage certificate, rather than compel a ministerial duty.

Reasoning: Concordia’s petition, seeking to compel specific actions rather than enforcing a legal duty, fails to establish grounds for mandamus relief.

Priority of Mortgages

Application: The trial court initially ruled that Concordia's mortgage took precedence, but the appellate court found this was not a proper issue before the trial court.

Reasoning: It incorrectly ruled that the mortgage from Ruth Bordelon Greene and others to Concordia Bank and Trust Company takes precedence over the judgment in Suit No. 23057-B, which was not an issue before the trial court or on appeal.

Responsibilities of Recorders under La. C.C. art. 3393

Application: The court emphasized that the duty of a recorder to issue mortgage certificates is ministerial, yet the inclusion of specific encumbrances involves discretion and judgment.

Reasoning: The decision to include specific encumbrances is discretionary and involves judgment, thus not constituting a ministerial duty.