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Gomez v. American Savings & Loan Ass'n

Citations: 515 So. 2d 301; 12 Fla. L. Weekly 2495; 1987 Fla. App. LEXIS 10707Docket: No. 4-86-2695

Court: District Court of Appeal of Florida; October 27, 1987; Florida; State Appellate Court

Narrative Opinion Summary

Summary judgment in favor of American Savings and Loan Association was reversed due to the presence of disputed and unresolved material facts that warranted a trial. Key issues included whether American provided written notice of the appellants’ breach of the mortgage agreement, as required by the contract, and unresolved questions regarding appellants’ affirmative defenses. The ruling emphasized adherence to Florida Rule of Civil Procedure 1.510(c), which mandates that summary judgment is inappropriate when material facts are in dispute. The decision was concurred by Judges Downey, Dell, and Walden.

Legal Issues Addressed

Consideration of Affirmative Defenses in Summary Judgment

Application: Unresolved questions regarding the appellants’ affirmative defenses contributed to the reversal of summary judgment, highlighting the necessity for these issues to be addressed at trial.

Reasoning: Summary judgment in favor of American Savings and Loan Association was reversed due to the presence of disputed and unresolved material facts that warranted a trial. Key issues included...unresolved questions regarding appellants’ affirmative defenses.

Contractual Notice Requirements

Application: The issue of whether American Savings and Loan Association provided the required written notice of breach under the mortgage agreement was identified as a material fact in dispute, affecting the appropriateness of summary judgment.

Reasoning: Key issues included whether American provided written notice of the appellants’ breach of the mortgage agreement, as required by the contract.

Summary Judgment Standards under Florida Rule of Civil Procedure 1.510(c)

Application: The court determined that summary judgment was inappropriate in this case due to the existence of disputed and unresolved material facts that necessitated a trial.

Reasoning: Summary judgment in favor of American Savings and Loan Association was reversed due to the presence of disputed and unresolved material facts that warranted a trial.