You are viewing a free summary from Descrybe.ai. For citation checking, legal issue analysis, and other advanced tools, explore our Legal Research Toolkit — not free, but close.

J.H. Dowling, Inc. v. First Federal Savings & Loan Ass'n

Citations: 502 So. 2d 1306; 12 Fla. L. Weekly 593; 1987 Fla. App. LEXIS 6905Docket: No. BG-379

Court: District Court of Appeal of Florida; February 22, 1987; Florida; State Appellate Court

Narrative Opinion Summary

An after-acquired property clause in a mortgage can effectively include adjoining property not explicitly described in the mortgage, provided that the creditor has actual notice of this clause. In this case, the appellant, a judgment creditor involved in the foreclosure proceedings, had such actual notice. Consequently, the trial court's confirmation of title in favor of the appellee is upheld. Judges Smith and Joanos concur with this decision.

Legal Issues Addressed

Actual Notice in Foreclosure Proceedings

Application: The judgment creditor's actual notice of the after-acquired property clause led to the confirmation of title in favor of the appellee.

Reasoning: In this case, the appellant, a judgment creditor involved in the foreclosure proceedings, had such actual notice.

After-Acquired Property Clause in Mortgages

Application: The clause can include adjoining property not explicitly described if the creditor has actual notice of the clause.

Reasoning: An after-acquired property clause in a mortgage can effectively include adjoining property not explicitly described in the mortgage, provided that the creditor has actual notice of this clause.

Confirmation of Title in Mortgage Disputes

Application: The trial court's decision to confirm title in favor of the appellee is supported by the creditor's actual notice of the after-acquired property clause.

Reasoning: Consequently, the trial court's confirmation of title in favor of the appellee is upheld.