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Wright v. Enhanced Recovery Co.

Citations: 227 F. Supp. 3d 1207; 2016 U.S. Dist. LEXIS 174555; 2016 WL 7326314Docket: Case No. 15-1268-EFM-KGG

Court: District Court, D. Kansas; December 15, 2016; Federal District Court

Narrative Opinion Summary

In this case, the plaintiff, a permanently disabled individual whose phone number was erroneously associated with another person's debt, filed a lawsuit against Enhanced Recovery Company, LLC. The plaintiff alleged violations of the Fair Debt Collection Practices Act (FDCPA), Kansas Consumer Protection Act (KCPA), and Telephone Consumer Protection Act (TCPA) after receiving 21 unwanted calls from the debt collector. The plaintiff asserted that he repeatedly informed the company of the mistake and requested the calls to cease. The court partially granted and partially denied Enhanced Recovery's motion for summary judgment. The court dismissed the KCPA claims, ruling that the plaintiff did not qualify as a 'consumer' under the Act, as he did not engage in a transaction for goods or services. Regarding the FDCPA, the court found a genuine issue of material fact as to whether Enhanced Recovery's calls constituted harassment, thus denying summary judgment on this claim. The TCPA claim involved potential violations related to auto-dialer use, which Enhanced Recovery acknowledged as a factual issue, leading to the withdrawal of their summary judgment motion on this issue. The case emphasizes the importance of factual disputes in determining harassment and statutory qualifications under consumer protection laws.

Legal Issues Addressed

Fair Debt Collection Practices Act (FDCPA) - Harassment Definition

Application: The court examines whether Enhanced Recovery's 21 calls to Wright constitute harassment under 15 U.S.C. § 1692d(5), focusing on whether the calls continued after requests to stop.

Reasoning: Evidence suggests that Enhanced Recovery may have continued to call Wright after he requested they stop, raising the question of intent to harass under § 1692d(5), which is a matter for a jury to decide.

Kansas Consumer Protection Act (KCPA) - Definition of Consumer

Application: Wright's claims under the KCPA are dismissed because he does not meet the statutory definition of a consumer, as he neither sought to purchase nor was solicited for goods or services.

Reasoning: Wright was never classified as a consumer under the Kansas Consumer Protection Act (KCPA) since he did not seek to purchase goods or services, nor was he solicited for such.

Summary Judgment - Standard and Burden of Proof

Application: The court analyzes whether there are genuine issues of material fact regarding Enhanced Recovery's calls to Wright, ultimately denying summary judgment on the FDCPA claim due to factual disputes.

Reasoning: At the summary judgment stage, the Court determines whether there is a triable issue of fact rather than weighing evidence.

Telephone Consumer Protection Act (TCPA) - Auto-Dialer Use

Application: Enhanced Recovery concedes a genuine issue of material fact regarding the use of an auto-dialer, resulting in the withdrawal of their motion for summary judgment on the TCPA claims.

Reasoning: Enhanced Recovery conceded the existence of a genuine issue of material fact regarding the use of an auto-dialer, resulting in the withdrawal of that portion of the motion.