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Sandza v. Barclays Bank PLC

Citations: 151 F. Supp. 3d 94; 2015 U.S. Dist. LEXIS 170998; 2015 WL 9412107Docket: Civil Action No. 15-732 (ESH)

Court: District Court, District of Columbia; December 21, 2015; Federal District Court

Narrative Opinion Summary

In this case, a former partner at a law firm sued Barclays Bank PLC and its employees, alleging a conspiracy with the firm's management to fraudulently induce partners into securing capital loans to cover the firm's debts. The plaintiff claimed violations under RICO, fraud, negligence, and breach of fiduciary duty, asserting that she suffered financial losses following the firm's bankruptcy. The defendants moved to dismiss, arguing the implausibility of the claims and lack of legal duty to disclose financial troubles. The court agreed, finding the RICO allegations lacked specificity and failed to meet pleading standards, particularly regarding mail and wire fraud. Additionally, the court ruled that neither Barclays nor the firm had a fiduciary duty to disclose financial conditions, and the statute of limitations barred the state law claims. The loan agreement was governed by English law, but the court applied D.C. law to tort claims. Ultimately, the motion to dismiss was granted, as the plaintiff's claims were either inadequately pled or untimely, lacking sufficient factual support to infer liability.

Legal Issues Addressed

Choice-of-Law Provision in Contractual Disputes

Application: The loan agreement's choice-of-law provision, governed by English law, was found valid, but it did not apply to tort claims, which were evaluated under D.C. law.

Reasoning: The complaint also argues that Barclays had a duty to disclose based on an English choice-of-law provision in the loan agreement.

Duty to Disclose Financial Information

Application: The court determined that neither Barclays nor the Firm had a duty to disclose financial troubles to the plaintiff, as there was no fiduciary relationship or evidence that the information was undiscoverable through reasonable diligence.

Reasoning: D.C. law generally states that one party in a transaction has no duty to disclose to another unless a fiduciary relationship exists or the disclosing party knows the other is unaware of a significant fact that cannot be discovered through reasonable diligence.

Fraudulent Misrepresentation and Nondisclosure

Application: The allegations of fraudulent misrepresentation failed as the claims lacked specificity and did not establish a legal duty for disclosure under D.C. law.

Reasoning: Under D.C. law, nondisclosure can constitute fraudulent misrepresentation only if there is a duty to speak.

RICO Violation Under 18 U.S.C. § 1962(c)

Application: The plaintiff failed to establish a plausible RICO claim as the allegations did not meet the specificity required by Rule 9(b), particularly lacking detailed factual support for claims of mail and wire fraud.

Reasoning: The plaintiff's RICO claim under § 1962(c) is dismissed for failing to meet the requirements of Rule 9(b) and 12(b)(6).

Statute of Limitations and Inquiry Notice

Application: The court found that the plaintiff had inquiry notice of her claims over three years before filing, as press coverage and available information should have prompted further investigation.

Reasoning: The court found that the plaintiff had inquiry notice of her claims over three years prior to filing, rendering her state law claims untimely.