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Flynn v. Ascension Health Long Term Disability Plan

Citations: 73 F. Supp. 3d 1080; 60 Employee Benefits Cas. (BNA) 1875; 2014 U.S. Dist. LEXIS 176620; 2014 WL 7344088Docket: No. 4:13CV2449 HEA

Court: District Court, E.D. Missouri; December 22, 2014; Federal District Court

Narrative Opinion Summary

In the case at hand, the plaintiff sought voluntary dismissal of a lawsuit alleging lack of subject matter jurisdiction under the claim that the Ascension Health Long Term Disability Plan (LTD Plan) is a 'church plan' exempt from the Employee Retirement Income Security Act (ERISA). The defendants contended that the LTD Plan is subject to ERISA due to Ascension's election under 26 U.S.C. 410(d) to opt into ERISA regulations. The court evaluated the motion under Rule 41(a)(2), emphasizing that voluntary dismissal is discretionary and identified that jurisdiction was properly established since the LTD Plan does not qualify for the church plan exemption. The court further noted that Ascension's 410(d) election effectively subjects the LTD Plan to ERISA, despite its classification as a church plan. The court addressed the irrevocability of 410(d) elections and clarified that they apply on an individual plan basis rather than at the employer level. Consequently, the court denied the plaintiff's motion for voluntary dismissal, asserting that the LTD Plan is governed by ERISA regulations and refuting the plaintiff's claims of jurisdictional deficiencies.

Legal Issues Addressed

26 U.S.C. 410(d) Election Applicability

Application: Ascension's election under 26 U.S.C. 410(d) was deemed applicable to its welfare benefit plan, thus subjecting it to ERISA regulations.

Reasoning: The relevant Treasury regulation clarifies that if a church or associated entity elects under this section, specific IRC and ERISA provisions will apply to the church plan as if it were not a church plan.

Church Plan Exemption under ERISA

Application: The court determined that the LTD Plan does not qualify for the church plan exemption due to Ascension's 410(d) election, which subjects the plan to ERISA.

Reasoning: ERISA governs employee benefit plans unless they qualify for the church plan exemption, which was deemed inapplicable in this case.

Irrevocability of 410(d) Elections

Application: Once made, a 410(d) election is binding and irrevocable, allowing ERISA applicability to the specific plan for which it was elected.

Reasoning: A 410(d) election, once made, is binding and irrevocable.

Subject Matter Jurisdiction in ERISA Cases

Application: The court concluded that it had jurisdiction over the case despite the plaintiff's argument that the LTD Plan was a church plan exempt from ERISA.

Reasoning: The Court found that Flynn's sole justification—that the Court lacks jurisdiction—was unfounded, as it determined that jurisdiction exists.

Voluntary Dismissal under Rule 41(a)(2)

Application: The court has discretion to deny a motion for voluntary dismissal when defendants have filed an answer, considering factors such as judicial resource wastage and prejudice to defendants.

Reasoning: The Court, under Rule 41(a)(2), noted that dismissal is not a right but at the court's discretion, particularly after the defendants filed an answer.