You are viewing a free summary from Descrybe.ai. For citation checking, legal issue analysis, and other advanced tools, explore our Legal Research Toolkit — not free, but close.

Securities & Exchange Commission v. Life Partners Holdings, Inc.

Citations: 41 F. Supp. 3d 550; 2013 U.S. Dist. LEXIS 188661Docket: Civil Action No. 1-12-CV-00033-JRN

Court: District Court, W.D. Texas; November 18, 2013; Federal District Court

Narrative Opinion Summary

In this securities fraud case, Life Partners Holdings, Inc. and R. Scott Peden sought summary judgment against claims by the SEC related to the alleged understatement of life expectancies in life insurance policy sales. The Court denied the Defendants' motion, rejecting their arguments on jurisdiction, the relevance of certain timeframes, and the classification of viatical settlements as securities. The Court confirmed its jurisdiction, citing the integral relationship between Life Partners Holdings and its subsidiary, and determined that viatical settlements qualify as securities under federal law following the Howey test, despite previous contrary rulings. The Court found genuine issues of material fact regarding the Defendants' potential misleading statements and insider trading, warranting further proceedings. Additionally, the Court dismissed the Defendants' res judicata and collateral estoppel defenses, as the current case involves distinct claims and parties from prior litigation. Consequently, the SEC's allegations will proceed to trial, allowing a jury to examine the facts surrounding the Defendants' conduct and potential securities law violations.

Legal Issues Addressed

Classification of Viatical Settlements as Securities

Application: The Court rejected the Defendants' argument and determined that viatical settlements qualify as securities under federal law, following prevailing legal authority despite a prior contrary ruling by the D.C. Circuit.

Reasoning: The Court finds that viatical settlements can be classified as securities under federal law, contrary to the Defendants’ assertion citing a D.C. Circuit case.

Genuine Issues of Material Fact in Securities Fraud

Application: The Court found sufficient evidence to create genuine issues of material fact regarding misleading statements and conduct by Defendants, precluding summary judgment.

Reasoning: Consequently, the Court determines that the SEC's evidence of conduct outside the specified timeframe is pertinent and sufficient to create a genuine issue of material fact regarding Defendants' unlawful actions.

Insider Trading Liability under Section 10(b)

Application: The Court allowed the insider trading claim against Peden to proceed, finding that Plaintiffs presented sufficient evidence to suggest that Peden traded with material, nonpublic information.

Reasoning: Plaintiffs' insider trading claim against Peden will proceed to jury evaluation despite Defendants' argument of insufficient evidence.

Investment Contracts under Securities Acts

Application: The Court applied the Howey test to determine that viatical settlement contracts qualify as 'investment contracts' under the Securities Acts of 1933 and 1934.

Reasoning: The Court determined that MBC’s viatical settlement contracts qualify as 'investment contracts' under the Securities Acts of 1933 and 1934, applying the flexible test established by the Howey and Edwards cases.

Res Judicata and Collateral Estoppel in Securities Classification

Application: The Court rejected Defendants' res judicata and collateral estoppel arguments, finding they waived the arguments and that the current case involves different claims and parties than previous litigation.

Reasoning: The Court noted that Defendants had consistently claimed throughout the case that LPI's products were not securities, relying on the D.C. Circuit’s decision, which undermined their assertion that they could not have anticipated the Court addressing this issue.

Subject Matter Jurisdiction in Securities Cases

Application: The Court confirmed its jurisdiction over the case by asserting the integral relationship between Life Partners Holdings, Inc. (LPHI) and its subsidiary, thereby rejecting Defendants' jurisdictional challenge.

Reasoning: The Court confirms it has subject matter jurisdiction over the case despite Defendants' claims to the contrary.

Summary Judgment Standard

Application: The Court outlined the standard for granting summary judgment, emphasizing the need for no genuine dispute regarding any material fact and entitlement to judgment as a matter of law.

Reasoning: The Court outlined the standard of review for summary judgment, stating that it must be granted if there is no genuine dispute regarding any material fact and the movant is entitled to judgment as a matter of law.