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Krieger v. USDT Properties/Mutual of Omaha Bank

Citations: 199 So. 3d 1194; 2015 La.App. 1 Cir. 1563; 2016 La. App. LEXIS 1580; 2016 WL 4430041Docket: No. 2015 CA 1563

Court: Louisiana Court of Appeal; August 22, 2016; Louisiana; State Appellate Court

Narrative Opinion Summary

In this case, U.S. Assets, the defendant and appellant, contested a trial court decision awarding damages to the plaintiffs, Charles W. Krieger and Suzanne Mayfield Krieger, following a disputed tax sale of property. The Kriegers, who had received the property via a dation en paiement from KLG Development, Inc., consistently paid ad valorem taxes but were not notified of a delinquency due to an error. U.S. Assets, acquiring the property through a tax sale, informed the Kriegers that their interest would end unless challenged in court within six months. The trial court found for the Kriegers, citing the Louisiana Unfair Trade Practices Act (LUTPA), awarding them damages and attorney's fees. However, the Supreme Court reversed this decision, finding U.S. Assets' actions lawful under Louisiana tax sale statutes, emphasizing the presumption of validity for tax sales and the Kriegers' obligation to prove otherwise. The Kriegers' appeal for additional damages was rejected, and the court clarified that U.S. Assets' notices were accurate, despite lacking a physical address. The case underscores complexities in tax sale procedures and the interpretation of LUTPA in property disputes.

Legal Issues Addressed

Annulment of Tax Sales

Application: The Louisiana Tax Commission declared the tax sale null due to erroneous dual assessment, impacting the Kriegers' claim but not retroactively invalidating U.S. Assets' initial notice.

Reasoning: The LTC ultimately declared the tax sale null and void on June 24, 2015, due to erroneous dual assessment and ordered it canceled from public records.

Louisiana Unfair Trade Practices Act (LUTPA)

Application: The trial court initially found U.S. Assets violated LUTPA, but the Supreme Court reversed this finding, determining that the actions of U.S. Assets did not meet the requisite level of immorality or deception.

Reasoning: The trial court found U.S. Assets violated LUTPA for several reasons, including sending an inaccurate letter to the Kriegers and threatening them regarding their property. However, upon review, the Supreme Court determined that U.S. Assets properly acquired the property through a tax sale.

Notification Requirements for Tax Sale Purchasers

Application: Although the Kriegers argued the inadequacy of the notice due to the lack of a physical address, this was not considered a violation of LUTPA since the omission was not deemed immoral or unethical.

Reasoning: The Kriegers argue on appeal that the notice regarding their property was inadequate as it lacked a physical address, in violation of La. R.S. 47:2157(A)(2). However, this issue was not raised in the trial court.

Termination of Property Interest under Louisiana Tax Law

Application: The Kriegers were informed their property interest would be terminated due to unpaid taxes unless they took legal action within six months, as per Louisiana Revised Statute 47:2157(A)(1).

Reasoning: U.S. Assets sent a notice to the Kriegers on December 12, 2012, indicating their interest in the property would be terminated if they did not file a lawsuit within six months.

Validity of Tax Sales

Application: The Supreme Court emphasized the presumption of validity for tax sales under Louisiana law, placing the burden of proof on the Kriegers to challenge the sale's legitimacy.

Reasoning: The court emphasized that Louisiana public policy favors the validity of tax sales and that U.S. Assets was not required to investigate the tax deed's validity based on the Kriegers' counsel's information.