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Fiorentino v. BAC Home Loans Servicing, LP

Citations: 162 So. 3d 1162; 2015 Fla. App. LEXIS 5999; 2015 WL 1851566Docket: No. 5D13-3250

Court: District Court of Appeal of Florida; April 24, 2015; Florida; State Appellate Court

Narrative Opinion Summary

Joyce and Antonio Fiorentino appealed a Summary Final Judgment of Foreclosure issued in favor of BAC Home Loans Servicing, LP following a nonjury trial. The appellate court reversed this judgment, emphasizing that summary judgment is a pretrial mechanism intended to prevent unnecessary trials when no genuine issues of material fact exist. The court noted that granting summary judgment after a trial is a reversible error. Since the trial court’s judgment, while titled as a summary judgment and referencing its standards, was issued after a trial rather than a motion for summary judgment, it was deemed improper. The case was remanded for the entry of an appropriate final judgment. Furthermore, the record indicated that BAC merged into Bank of America on July 1, 2011, and under Florida law, the claim may proceed as if the merger did not occur, or Bank of America may be substituted in the case. The judges concurred in the decision to reverse and remand.

Legal Issues Addressed

Corporate Merger and Continuation of Legal Claims

Application: Under Florida law, legal claims may continue as if a corporate merger did not occur, allowing either the original party or the successor entity to be substituted in the case.

Reasoning: Furthermore, the record indicated that BAC merged into Bank of America on July 1, 2011, and under Florida law, the claim may proceed as if the merger did not occur, or Bank of America may be substituted in the case.

Procedural Impropriety in Judgment Issuance

Application: The trial court's judgment was deemed improper because it was titled and referenced as a summary judgment but was issued after a trial instead of in response to a motion for summary judgment.

Reasoning: Since the trial court’s judgment, while titled as a summary judgment and referencing its standards, was issued after a trial rather than a motion for summary judgment, it was deemed improper.

Reversible Error for Summary Judgment Post-Trial

Application: The court found it to be a reversible error for the trial court to issue a summary judgment after a trial, indicating that it was procedurally improper.

Reasoning: The court noted that granting summary judgment after a trial is a reversible error.

Summary Judgment Standards

Application: The appellate court highlighted that summary judgment is designed to avoid unnecessary trials when no genuine issues of material fact exist, and it is improper to grant summary judgment after a trial has occurred.

Reasoning: The appellate court reversed this judgment, emphasizing that summary judgment is a pretrial mechanism intended to prevent unnecessary trials when no genuine issues of material fact exist.