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Wells Fargo Bank v. Sweet

Citation: Not availableDocket: 123

Court: Vermont Superior Court; July 14, 2014; Vermont; State Appellate Court

Original Court Document: View Document

Narrative Opinion Summary

In this case, Wells Fargo Bank sought reconsideration of a decision denying its request for a writ of possession following a foreclosure and property sale confirmed by the Vermont Superior Court. Initially, Wells Fargo acquired the property as the high bidder in a foreclosure sale and sought the writ of possession after the confirmation of the sale. However, the court denied the request, citing that Wells Fargo had not formally moved for it before the confirmation order, rendering the proceedings concluded. Wells Fargo filed a motion for reconsideration, arguing for amendment under Vermont Rule of Civil Procedure 59 and entitlement under 12 V.S.A. 4946(d), but the court maintained that the bank had waived its right by not filing timely. The court further noted that any potential relief under V.R.C.P. 60(b)(1) would fail, as the delay was due to a tactical decision, not excusable neglect. Upholding procedural strictness, the court reiterated the significance of finality in judicial decisions, particularly in complex foreclosure matters involving mortgage-backed securities. The motion for reconsideration was denied, with the court underscoring its commitment to procedural adherence despite the challenges posed by the mortgage industry. The ruling was finalized on July 17, 2014, by Judge John P. Wesley, who commended the diligence of Wells Fargo's counsel, despite the denial of relief.

Legal Issues Addressed

Excusable Neglect under V.R.C.P. 60(b)(1)

Application: The court found that Wells Fargo's failure to timely request a writ of possession was a tactical decision rather than excusable neglect.

Reasoning: The court also noted that while Wells Fargo might have sought relief under V.R.C.P. 60(b)(1) for mistake or excusable neglect, it would not have succeeded, as tactical decisions do not constitute excusable neglect.

Finality of Court Orders

Application: The court denied Wells Fargo's motion for reconsideration, emphasizing the importance of adherence to the rules of finality.

Reasoning: The Court found no justification to alter its established rulings, asserting that they do not violate the Rules of Civil Procedure or foreclosure statutes.

Motion for Reconsideration under V.R.C.P. 59

Application: Wells Fargo's motion for reconsideration was denied because there was no court error to correct under V.R.C.P. 59.

Reasoning: The court emphasized that V.R.C.P. 59 was inapplicable as there was no court error to correct; the fault lay with Wells Fargo for not filing the writ request in a timely manner.

Waiver of Rights to Writ of Possession

Application: Wells Fargo waived its right to a writ of possession by failing to seek it before the sale confirmation.

Reasoning: The court determined that Wells Fargo effectively waived its right to the writ by failing to seek it before the sale confirmation.