Tierra Wilson v. Houston Housing Authority

Citation: Not availableDocket: 01-15-00475-CV

Court: Court of Appeals of Texas; July 20, 2015; Texas; State Appellate Court

Original Court Document: View Document

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Tierra Wilson has filed an appeal against the Houston Housing Authority and submitted an Affidavit of Indigence indicating her inability to pay court costs associated with the appeal, which includes a $175 filing fee and additional fees for motions and records. She details her employment income, government entitlement income, and other income sources, asserting that her spouse's income is not available to her. Wilson lists her assets, including real and personal property, cash, and bank deposits, and states she has no dependents. She describes her debts and monthly expenses but does not indicate the ability to obtain a loan for court costs. No attorney is providing free legal services or has agreed to cover court costs. Additionally, Wilson states she lacks the necessary skills and equipment to prepare required documents if trial proceedings were recorded electronically. The document includes a certification of the oath administered to her by an authorized person. A separate section outlines her obligations to submit a monthly probation report, including details about her address, employment, and earnings, which must be verified with attached proof of income.

The document outlines various personal and financial details required from a probationer named Tierra Wilson. Key points include:

1. **Work Schedule and Hours**: Tierra is asked to indicate her working days and hours.
2. **Legal History**: Questions regarding any arrests or probation violations since the last report are presented, instructing her to provide explanations if applicable.
3. **Vehicle Ownership**: Tierra must disclose if she owns or drives a vehicle, including specifics about the make, model, year, color, and license plate.
4. **Income Sources**: She is asked about any income sources, such as child support or welfare, and to specify amounts.
5. **Participation in Programs**: Tierra must indicate if she is involved in any programs like alcohol counseling or community service.
6. **Concerns for Probation Officer**: An opportunity to discuss any issues with her probation officer is provided.
7. **Acknowledgment Statement**: Tierra is required to confirm the accuracy of her information and acknowledge her next reporting date.

Additional financial information includes:

1. **Loan Details**: Tierra's loan account with Friendly Loans is summarized, indicating a payment due date, payment amount, and outstanding balance.
2. **Credit Disclosure**: A promissory note details the loan terms, including the annual percentage rate (119.17%), total payments, and payment schedule, which consists of three monthly installments and a final payment.
3. **Late Charges**: Terms for late payments are specified, allowing for a late fee of $10 or 5% of the payment, whichever is greater.
4. **Finance Charges**: The document breaks down finance charges, including acquisition and handling charges, and notes the loan has been assigned to Capital One Bank.

Overall, the document serves to collect essential information from Tierra Wilson for her probation and outlines financial obligations associated with a loan.

Failure to make the final payment on a loan will incur an 18% annual interest rate on the unpaid amount, starting the day after the payment is due. Early payments are permitted, but the acquisition charge will not be refunded, and paying off the loan before the last monthly period will reduce the installment account handling charge, calculated using the Sum of the Periodic Balances Method as per Finance Commission rules. Refunds or credits are not given for amounts under $1.00. If an extension on a payment is granted, additional interest will apply, calculated according to Finance Commission rules. A fee of up to $30.00 may be charged for returned checks, which can be added to the total owed or collected separately. Breaching any terms allows the lender to demand immediate repayment without prior notice, especially if there are good faith concerns regarding the borrower’s ability to fulfill obligations. Any collateral for the loan will be detailed in a separate security agreement. The borrower affirms the truthfulness of provided information, acknowledges adherence to Texas law, and agrees that any modifications to the agreement must be in writing and mutually consented to. Notices may be sent to the last known address of the borrower. Credit reporting may occur for late or missed payments, and the lender is regulated by the Texas Office of Consumer Credit Commissioner. Contact information for credit assistance is provided. All borrowers are jointly responsible for the agreement's obligations, regardless of other borrowers' actions.

Contact the local child support registry of the issuing County to obtain a complete payment record for specified Case/Cause numbers if the Office of the Attorney General was not previously the payment registry for the Non-Custodial Parent (NCP). A payment record dated 07/20/2015 shows a total of $1,199.90 paid by Jeremy Brown (NCP) to Tierra Wilson (Custodial Parent (CP)) under Cause Number 200940754. Detailed payment history includes multiple transactions from January to July 2015, with specific dates and amounts listed. This record is officially recognized as admissible evidence in court under Texas Family Code provisions. 

Additionally, Annie Perryman has agreed to provide housing for Tierra Wilson and her three children for a monthly room and board fee of $300, with Wilson responsible for her own food, clothing, and supplies. Perryman's contact number is provided for inquiries. 

Tierra Wilson's paycheck from Houston Community College for the period ending 06/15/2015 reflects gross earnings of $500.06 for 39.75 hours worked at an hourly rate of $12.58. Tax details indicate a single federal marital status with six allowances. 

A notice from ABC Bonding Company dated July 02, 2015, indicates a past due payment for Tierra Wilson, with a remaining balance of $350.00 and a past due amount of $100.00, warning that prompt payment is required to avoid corrective action. Contact information for the bonding company is also included.