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Asher v. Bank One

Citations: 553 F. Supp. 2d 965; 2008 U.S. Dist. LEXIS 34468; 2008 WL 1902039Docket: 05 C 6225

Court: District Court, N.D. Illinois; April 28, 2008; Federal District Court

Narrative Opinion Summary

Donald Asher filed a lawsuit against Bank One (Chase Bank USA, N.A.) and Carol Mackenzie, claiming a breach of contract. Chase moved for summary judgment on the breach of contract claim, asserting it had no duty to determine the authenticity of the credit card application and charges. The court found that Asher failed to provide any evidence of the terms of the alleged contract, which is essential to prove a breach. Consequently, since there was no evidence to support Asher's claims, the court granted Chase's motion for summary judgment and denied Asher's cross motion for summary judgment. The judge did not need to address the issue of apparent authority held by Mackenzie due to the lack of evidence on the breach.

Legal Issues Addressed

Apparent Authority in Contractual Disputes

Application: The court did not address the issue of apparent authority held by Mackenzie because there was no evidence to support the breach of contract claim.

Reasoning: The judge did not need to address the issue of apparent authority held by Mackenzie due to the lack of evidence on the breach.

Requirement of Evidence in Breach of Contract Claims

Application: Asher's breach of contract claim was dismissed due to a lack of evidence supporting the existence and terms of the contract.

Reasoning: The court found that Asher failed to provide any evidence of the terms of the alleged contract, which is essential to prove a breach.

Summary Judgment in Breach of Contract Cases

Application: The court granted summary judgment in favor of Chase Bank because the plaintiff failed to provide evidence of the contract's terms, which are essential to prove a breach.

Reasoning: The court found that Asher failed to provide any evidence of the terms of the alleged contract, which is essential to prove a breach.