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Bjornson v. Guaranty National Insurance Co.

Citations: 510 N.W.2d 622; 1994 N.D. LEXIS 31; 1994 WL 1549Docket: Civ. 930212

Court: North Dakota Supreme Court; January 5, 1994; North Dakota; State Supreme Court

Narrative Opinion Summary

In this case, Guaranty National Insurance Company appealed a district court's judgment awarding Erika Bjornson $30,000 plus interest for damages due to her father's death in an automobile accident. The vehicle involved was insured by Old Hickory Casualty Insurance Company, which settled for its policy limits with multiple claimants, including Erika and her mother. Erika and her mother sought further compensation under their Uninsured Motorist (UM) and Underinsured Motorist (UIM) provisions from Guaranty and Farmers Insurance Exchange. While the trial court awarded damages to Erika under Guaranty's policy, Farmers did not agree to the facts, leaving claims against it unresolved. The trial court certified the judgment as final under Rule 54(b) of the North Dakota Rules of Civil Procedure, permitting an appeal despite pending claims. Upon review, the Supreme Court of North Dakota determined that the certification was an abuse of discretion, as no party requested it, and there were no extraordinary circumstances justifying immediate review. The court highlighted its policy against piecemeal appeals, leading to the dismissal of the appeal.

Legal Issues Addressed

Final Judgment Certification under Rule 54(b)

Application: The Supreme Court reviewed and dismissed the certification due to lack of extraordinary circumstances or hardship.

Reasoning: The Supreme Court of North Dakota reviewed the certification and concluded that the trial court abused its discretion in granting Rule 54(b) certification.

Policy Against Piecemeal Appeals

Application: The court emphasized its policy against allowing appeals when the remaining claims are unresolved.

Reasoning: The decision to certify was made without sufficient justification, and the court emphasized its policy against piecemeal appeals.

Uninsured Motorist (UM) and Underinsured Motorist (UIM) Coverage

Application: The trial court awarded damages based on UM and UIM provisions in the insurance policy.

Reasoning: The trial court awarded Erika damages based on the UM and UIM provisions of Guaranty's policy.