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Amick v. Bradford (In Re Bradford)

Citations: 112 B.R. 347; 1990 Bankr. LEXIS 715; 1990 WL 47837Docket: BAP No. ID 89-1499-AsRP, Bankruptcy No. 88-03226-7

Court: United States Bankruptcy Appellate Panel for the Ninth Circuit; March 30, 1990; Us Bankruptcy; United States Bankruptcy Court

Narrative Opinion Summary

This case involves an appeal by David Amick against a bankruptcy court ruling that found him in violation of the automatic stay provisions under 11 U.S.C. § 362. The dispute originated when Michelle Waller, who had borrowed money from Amick, informed him of her bankruptcy filing. Despite this, Amick repossessed and subsequently sold Waller's vehicle. The bankruptcy court determined that Amick was aware of the bankruptcy stay by December 13, 1988, and ruled that his actions constituted a willful violation. Waller was awarded $838.95 in damages and $350 in attorney's fees. Amick appealed the decision, disputing his knowledge of the bankruptcy and the damages awarded. The appellate court upheld the bankruptcy court's findings based on the 'clear error' standard of review, emphasizing the role of witness testimony and the trial court's credibility assessments. However, the case was remanded due to issues regarding the admissibility of evidence related to Amick's knowledge of the bankruptcy. The Ninth Circuit affirmed the lower court's decision on the willful violation and damages, despite a dissenting opinion highlighting evidentiary shortcomings.

Legal Issues Addressed

Admissibility of Evidence

Application: The trial court's finding on Amick's knowledge of the bankruptcy was challenged due to lack of admissible evidence, necessitating a reversal and remand.

Reasoning: This finding lacks admissible evidence, rendering it clearly erroneous and necessitating a reversal.

Automatic Stay under Bankruptcy Code Section 362

Application: Amick violated the automatic stay by repossessing and selling Waller's vehicle after being informed of her bankruptcy filing.

Reasoning: The court held a hearing on February 6, 1989, and found Amick's actions constituted a violation of the automatic stay, determining he was aware of the bankruptcy as of December 13, 1988.

Damages and Attorney's Fees under Section 362(h)

Application: The court awarded Waller $838.95 in actual damages and $350 for attorney's fees, considering them compensable under Section 362(h) as actual damages.

Reasoning: The court ruled in favor of Waller, awarding her $838.95 in actual damages and $350 for attorney's fees.

Standard of Review for Bankruptcy Court Findings

Application: The factual findings of the bankruptcy court were upheld under the 'clear error' standard, as they were determined to be reasonable and supported by sufficient evidence.

Reasoning: Factual findings by bankruptcy courts are subject to a 'clear error' standard of review, meaning a finding is only reversed if there is a definite conviction that a mistake was made.

Willful Violation of the Automatic Stay

Application: Amick's actions were deemed willful as he knowingly violated the automatic stay by selling the car, despite his argument that he was unaware of the bankruptcy.

Reasoning: The Ninth Circuit interprets 'willful violation' under 11 U.S.C. § 362(h) as not requiring intent to violate the stay, just knowledge of the stay and intentional actions that violate it.