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Patchell v. Option One Mortgage Corp. (In Re Patchell)

Citations: 334 B.R. 492; 2005 Bankr. LEXIS 2371; 2005 WL 3257459Docket: 17-12990

Court: United States Bankruptcy Court, D. Massachusetts; July 1, 2005; Us Bankruptcy; United States Bankruptcy Court

Narrative Opinion Summary

In this case before the United States Bankruptcy Court for the District of Massachusetts, the Plaintiff, representing herself, contested the Defendants' failure to produce specific documents related to her mortgage loans. The Defendants, Option One and Wells Fargo, filed a motion to strike the Plaintiff's requests, which included documents such as a mortgage inspection survey, disbursement checks for a second loan, telephone logs, and a title report. During a non-evidentiary hearing, the court identified disputes over the existence and provision of these documents. The Defendants claimed certain documents, like survey affidavits and disbursement records, were either non-existent or already provided, while the Plaintiff argued otherwise. The court ordered the Defendants to furnish affidavits confirming document production dates, provide missing documents, and submit a privilege log for withheld documents. Additionally, the court addressed the Plaintiff's claim of not receiving notice of her mortgage assignment to Wells Fargo, mandating that such notice be provided. This decision underscores the court's commitment to enforcing discovery obligations and ensuring proper notice in mortgage transactions.

Legal Issues Addressed

Discovery and Production of Documents

Application: The court addressed a motion to strike related to the Plaintiff's request for various documents and ordered the Defendants to produce affidavits and documents concerning mortgage surveys, loan disbursements, and communication logs.

Reasoning: The court ordered the Defendants to provide an affidavit detailing when the Survey Affidavit was produced to the Plaintiff.

Document Production and Privilege

Application: The Defendants acknowledged withholding documents based on privilege but failed to provide a privilege log, prompting the court to require its submission.

Reasoning: Finally, the Defendants acknowledged withholding certain requested documents based on privilege but admitted they had not provided a privilege log.

Notice of Assignment of Mortgage

Application: The court required the Defendants to provide notice of the mortgage assignment to both the Plaintiff and the Court.

Reasoning: The Court ordered the Defendants to provide this notice to both the Plaintiff and the Court.