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State Department of Insurance v. Florida Bankers Ass'n

Citations: 764 So. 2d 660; 2000 WL 628005Docket: 1D99-1943

Court: District Court of Appeal of Florida; May 17, 2000; Florida; State Appellate Court

Narrative Opinion Summary

The case involves an appeal by the Florida Department of Insurance against an administrative order awarding attorney fees and costs following a successful challenge by the Florida Bankers Association, Community Bankers of Florida, and Specialty Agents, Inc. against proposed insurance rules. These rules were intended to establish parity between affiliated and unaffiliated insurance agencies but were declared invalid. The administrative law judge awarded attorney fees up to $15,000 and costs totaling $66,882.83, including expert witness fees, but denied attorney fees for a non-attorney representative. The agency's rulemaking was found not to be 'substantially justified,' lacking a reasonable basis in law and fact, as required under Section 120.595(2), Florida Statutes. The court interpreted the 'substantially justified' standard by referencing federal law and highlighted the necessity for agencies to be well-versed in relevant statutes. Consequently, the court reversed the award of fees and remanded the case for factual findings while affirming the denial of the non-attorney fee request. The decision underscores the statutory interpretation that non-attorneys cannot receive attorney fees, affirming the cross-appeal on this ground.

Legal Issues Addressed

Award of Attorney Fees under Section 120.595(2), Florida Statutes

Application: The court addressed the requirements for an agency to avoid awarding attorney fees, emphasizing that the agency must demonstrate substantial justification for its actions.

Reasoning: The judge found the agency failed to demonstrate that its rulemaking was substantially justified, as it lacked a reasonable basis in law and fact.

Denial of Attorney Fees to Non-Attorney Representatives

Application: The court affirmed that non-attorney representatives are not entitled to attorney fees under Section 120.595(2), emphasizing statutory interpretation as written.

Reasoning: Citing the Florida Supreme Court, the court emphasized that statutes must be interpreted as written, and the non-attorney bank failed to present any statutory basis for an attorney's fee award.

Review of Administrative Orders Lacking Factual Findings

Application: The court required a de novo review of administrative orders that lack factual findings, leading to the reversal and remand for proper factual determinations.

Reasoning: The order under review lacked factual findings, presenting only conclusions of law, which would necessitate a de novo review rather than verifying support by competent substantial evidence.

Substantially Justified Standard in Administrative Rulemaking

Application: The court clarified that the 'substantially justified' standard requires more than avoiding frivolousness, necessitating a working knowledge of relevant statutes.

Reasoning: A 'substantially justified' standard, applicable in Florida law, requires more than a mere avoidance of frivolousness; it necessitates that an agency possess a working knowledge of relevant statutes.