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Tennessee Teachers Credit Union v. Orr

Citation: Not availableDocket: 01A01-9701-CV-00005

Court: Court of Appeals of Tennessee; July 18, 1997; Tennessee; State Appellate Court

Original Court Document: View Document

Narrative Opinion Summary

In a case before the Davidson Circuit Court, the Tennessee Teachers Credit Union filed a lawsuit against Anita Orr to recover a loan secured by a lien on a 1993 Chevy Camaro. The plaintiff obtained an Immediate Possession Warrant, claiming a breach of contract and entitlement to the vehicle, but failed to attach supporting documentation to the court records. Despite this, a writ of possession was issued, granting the plaintiff possession of the vehicle. Although no monetary judgment was initially awarded, the case proceeded to the Circuit Court, which ruled against the defendant, ordering her to pay $18,227.26 plus attorney's fees. The court stipulated that execution could occur after the vehicle's sale, with the defendant being notified of the sale proceeds. The court retained jurisdiction to allow the defendant to contest the sale's reasonableness. The appeal was dismissed without prejudice, as the order did not resolve all claims, permitting future appeals upon final judgment. Costs of the appeal were charged to the plaintiff, with provisions for consolidation of records for any future appeal.

Legal Issues Addressed

Appeal Rights and Dismissal without Prejudice

Application: The appeal was dismissed without prejudice as the order was not final or appealable, allowing for future appeals once a final judgment is rendered.

Reasoning: The order is not final or appealable as it does not resolve all claims, and the appeal is dismissed without prejudice, allowing for future appeals after a final judgment.

Immediate Possession Warrant under Breach of Contract

Application: The court issued an Immediate Possession Warrant based on an affidavit alleging breach of contract, even though supporting documentation was not included.

Reasoning: On August 18, 1995, the plaintiff obtained an 'Immediate Possession Warrant' alleging breach of contract and asserting entitlement to the vehicle, valued at $10,500.

Rights and Responsibilities under the Uniform Commercial Code

Application: The plaintiff, upon taking possession of the vehicle, must handle it according to the Uniform Commercial Code and notify the defendant of the credit amount against the judgment.

Reasoning: The officer is instructed to take possession of the property described in the warrant from the Defendant(s) and deliver it to the Plaintiff(s), who must handle the property according to the Uniform Commercial Code.

Sufficiency of Evidence for Issuance of Writ of Possession

Application: Despite the absence of evidence in the court records to support the right to immediate possession, a writ of possession was issued.

Reasoning: Despite the affidavit stating that documentation supporting the right to immediate possession was attached, no such evidence was included in the court records.